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If you need to or want to sell your home, but you owe more than your house is worth in today's depressed real estate market, an option known as a short sale may be just what can help you. I can explain how the process works and how it can be a much better alternative to foreclosure and not just for your credit. Sometimes after a foreclosure, the creditors can come after you personally for any losses they suffer! There is no out-of-pocket cost to you, and we only get paid upon a successful transaction, still with no cash out of your pocket.
If you have any questions please feel free to call so I could explain the process. I am licensed realtor and have been handling short sale situations very steadily for the past 4 years. I have a good success rate negotiating with the lenders and would happily provide referrals from previous clients. Some of my clients have come back to me to buy a new house after only a year after the short sale!
I also have the Short Sales and Foreclosure Certification which is the only National Association of Realtors recognized certification for short sales.
Here is a packet of information that is required for short sales. A few short sale videos about the process. Short Sale video 1 Short Sale video 2
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